Archive for October, 2008

The Teen's Guide to Personal Finance: Basic concepts in personal finance that every teen should know
Most teens don’t know they hold one of the most sought after keys to financial independence: time. The Teen’s Guide to Personal Finance illustrates basic but critical financial concepts like the power of compound interest, in an engaging format that makes sense to young adults.

As teens, authors Joshua Holmberg and David Bruzzese were not taught these concepts in school or at home. They had to learn hard financial lessons about runaway interest rates on credit card balances, the money they could have earned had they invested a small portion of their summer earnings rather than spent it, and more.

The Teen’s Guide to Personal Finance is a must-read primer for all teens as they become more independent and more responsible for the financial choices they make. From opening a bank account to investing in mutual funds, The Teen’s Guide to Personal Finance provides a sound foundation of financial knowledge upon which young adults can build realistic strategies to achieve financial independence.

By learning key financial concepts in The Teen’s Guide to Personal Finance, teens will be much better prepared to avoid financial pitfalls while taking advantage of the time they have to build wealth through goal-setting, saving, investing, and maximizing their tax advantages. The easy-to-read format provides ample stories, graphics, action plans, and worksheets to help teens easily understand key concepts, and most importantly, get started immediately.

Author: Joshua Holmberg

Paperback: 
96 pages

Company: iUniverse, Inc. 

(2008-07-16)

ISBN: 059550969X

List Price: $12.95
Amazon Price: $8.09

Used Price: $7.46

Personal Finance + Student CD-ROM + Personal Financial Planner + SkillBooster
Kapoor/Dlabay/Hughes’ Personal Finance is the #1 market-leading Personal Finance text. It provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning. The goal of this text is to teach students the fundamentals of financial planning so they can make informed choices related to spending, saving, borrowing, and investing that lead to long-term financial security. Personal Finance, 7/e provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs.

Author: Jack R. Kapoor, Les R. Dlabay, Robert J. Hughes, Jack Kapoor, Les Dlabay

Hardcover: 
672 pages

Company: McGraw-Hill/Irwin 

(2003-12-05)

ISBN: 0072952407

List Price: 
Amazon Price: $69.94

Used Price: $19.92

Turning Money into Wealth (5th Edition) (MyFinanceLab Series)
This personal finance book introduces readers to the concepts, tools, and applications of personal finance and investments. It builds on the 15 Axioms of Personal Finance, and helps individuals develop an intuitive understanding not only of the financial planning process, but also the logic that drives it. In order to leave a lasting impression, this book concentrates on the fundamentals and underlying principles of personal finance, rather than focusing on equations and specific tools which are more easily forgotten. Chapter coverage includes how to prepare for the financial future and highlights some of the important decisions to be faced. The book covers pertinent topics that relate to getting a job and turning that job into a successful career. It also provides easy to follow advice from an expert CPA that can be used as a learning tool in such areas as purchasing a car, getting insurance, investing in mutual funds, etc. For anyone looking for a guide to personal finance and financial planning.

Author: Arthur J. Keown

Hardcover: 
672 pages

Company: Prentice Hall 

(2009-01-11)

ISBN: 0136070620

List Price: $151.33
Amazon Price: $151.33

The Wall Street Journal. Personal Finance Workbook
A hands-on, interactive guide to managing your monday and building your financial future

Many of the worksheets in this book are available online and can be saved, printed, and recalculated at any time. Go to: WSJ.com/BookTools

Understanding your money, and getting it to work for you, is more important today than it ever was, because you alone are responsible for every aspect of your financial life, from managing your day-to-day living expenses to planning a college savings fund and, ultimately, retirement. The sooner you start taking control of your financial life the better, and there’s no greater authority on financial matters than The Wall Street Journal. This workbook takes the mystery out of personal finance and addresses every topic you’ll need to master, from building a solid financial base to growing your financial assets. Worksheets, charts, and step-by-step instructions throughout help you do the math and work through the basics, making it quick and easy to organize your cash and eventually build wealth. Learn how to:

• Create a spending plan and budget

• Balance a checkbook

• Make decisions about what types of— and how much—insurance you need

• Manage credit and debt

• Finance big expenses like real estate and education

• Understand and properly assess your own appetite for risk

• Formulate the right asset allocation

• Start building an investment portfolio

• Make real estate decisions like purchasing vs. renting

• Refinance a mortgage

• Manage your 401(k)

• Deal with taxes

• Plan for college expenses

Also available—the companion to this workbook: The Wall Street Journal Complete Personal Finance Guidebook, by Jeff D. Opdyke

Get your financial life in order with help from The Wall Street Journal. Look for:

• The Wall Street Journal Complete Money and Investing Guidebook

• The Wall Street Journal Complete Identity Theft Guidebook

• The Wall Street Journal Complete Real Estate Investing Guidebook

Author: Jeff D. Opdyke

Paperback: 
192 pages

Company: Three Rivers Press 

(2006-04-11)

(2006-04-11)

ISBN: 0307336018

List Price: $13.95
Amazon Price: $7.25

Used Price: $2.22

A Foolproof Guide to Organizing Your Cash and Building Wealth (Motley Fool Books)
Pencil your way to financial security!

What would it be like to know that you were making the very best decision for every dollar you spent or saved? Can you imagine balancing your budget by the beginning of next month? Wouldn’t it be great to know whether a pro’s advice is right for your situation? How valuable would it be to have a customized financial plan that would serve you for life?

What you hold in your hands is the first step to achieving all of the above. Whatever your income, lifestyle, or financial concerns may be, The Motley Fool Personal Finance Workbook will help you put more power into every dollar. Like a financial global positioning system, The Motley Fool Personal Finance Workbook will show you exactly where you stand right now and the most direct path to where you want to be.

With easy-to-follow, quick-witted exercises, you’ll discover all the ways that money touches your life — from saving and spending to insurance to retirement. The Motley Fool’s legendary smarts and math-made-easy will show you:

  • How to create a workable budget that gives you money and a life

  • The smartest (and fastest) way out of debt

  • How to set priorities to guide your financial decisions

  • The savviest ways to finance big purchases like a home or an education

  • Tactics for eliminating stress when saving for retirement

And much more…

Hip, funny, and immediately useful, The Motley Fool Personal Finance Workbook is an indispensable hands-on guide for anyone looking to make the most of his or her money.

Author: David Gardner, Tom Gardner

Paperback: 
256 pages
Bargain Price

Company: Fireside 

(2002-12-24)

List Price: $15.00
Amazon Price: $6.49

Used Price: $8.82

Personal Finance Workbook For Dummies (For Dummies (Business & Personal Finance))
Do the terms personal finance or money management drudge up feelings of inadequacy, confusion, discomfort or fear in you? Personal Finance Workbook For Dummies helps you calm your negative feelings and get your financial house in order at the same time. And, you’ll be amazed how easy it is to get on the road to financial fitness.

From spending and saving to investing wisely, this hands-on workbook walks you through a private financial counseling session and shows you how to assess your situation and manage your money. You’ll learn how to use credit wisely, plan for large expenses, determine your insurance needs, and make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future. Discover how to:

  • Take stock of your financial history and determine your net worth
  • Build a personal financial plan that meets your saving and investing goals
  • Develop good spending habits and get out of debt—without budgeting
  • Explore your dreams, grow your wealth, and protect your assets
  • Get the most out of your money
  • Minimize your taxes
  • Plan for big-ticket purchases
  • Pay for your kids’ college tuition
  • Ensure a comfortable retirement
  • Leave a substantial estate for your heirs

The easy-to-follow exercises in Personal Finance Workbook for Dummies take the drudgery and pain out of managing your money. Order this time- and money-saving guide now; it’ll brighten your financial future and your mood.

Author: Sheryl Garrett

Paperback: 
312 pages

Company: For Dummies 

(2007-11-12)

ISBN: 047009933X

List Price: $19.99
Amazon Price: $2.45

Used Price: $3.00

A Foolproof Guide to Organizing Your Cash and Building Wealth
Pencil your way to financial security!

What would it be like to know that you were making the very best decision for every dollar you spent or saved? Can you imagine balancing your budget by the beginning of next month? Wouldn’t it be great to know whether a pro’s advice is right for your situation? How valuable would it be to have a customized financial plan that would serve you for life?

What you hold in your hands is the first step to achieving all of the above. Whatever your income, lifestyle, or financial concerns may be, The Motley Fool Personal Finance Workbook will help you put more power into every dollar. Like a financial global positioning system, The Motley Fool Personal Finance Workbook will show you exactly where you stand right now and the most direct path to where you want to be.

With easy-to-follow, quick-witted exercises, you’ll discover all the ways that money touches your life — from saving and spending to insurance to retirement. The Motley Fool’s legendary smarts and math-made-easy will show you:

  • How to create a workable budget that gives you money and a life

  • The smartest (and fastest) way out of debt

  • How to set priorities to guide your financial decisions

  • The savviest ways to finance big purchases like a home or an education

  • Tactics for eliminating stress when saving for retirement

And much more…

Hip, funny, and immediately useful, The Motley Fool Personal Finance Workbook is an indispensable hands-on guide for anyone looking to make the most of his or her money.

Author: David Gardner, Tom Gardner, Inc Motley Fool, Dayana Yochim, Robert Brokamp

Paperback: 
256 pages

Company: Fireside 

(2003-01-02)

(2002-12-24)

ISBN: 0743229975

List Price: $15.00
Amazon Price: $6.23

Used Price: $3.55